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Third Party Liability—Operating: protects against legal liability resulting from damage to the property of others or injury to others. Some policies may exclude passengers or participants. Professional Liability Insurance: provides insurance protection for alleged claims arising from instruction and error or omissions in the performance of professional services. Rental Property (jetskis, misc. watercraft, misc. leisure rentals): provides the insurance protection needed to pay damages for bodily injury or property damages occurring from the use of rented equipment or property. Watercraft Liability/ P&I (Protection and Indemnity): provides the insured coverage for legal liability damages from bodily injury and property damage arising from the ownership or operation of a boat. Property Coverage for Building, Contents or Business Income Loss: insures the business owner for the loss of or damage to buildings, equipment, furniture and fixtures. Also protects the business from loss of income in the event a business operation is interrupted by a covered cause of loss.
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General
Liability Insurance: coverage for liability that arises out of the conduct of a business. This could cover premises and operations exposures arising from the location of the business. Some policies include products and completed operations to cover liability from defective products or operations incorrectly performed. There are other types of coverage which may also fall under the general liability category. 
