First Flight Insurance Group

PILOTS FAQ's

Q:

FAA doesn't require me to be trained to fly my Part 103 ultralight. Why must I have training for insurance?

A:

History shows that trained pilots are safe pilots. The minimum pilot training for Part 103 pilots is to become a "Registered Ultralight Pilot". You can get this certification by training with an FAA Certified Flight Instructor (CFI) and having the training records forwarded to an FAA approved ultralight association which has an ultralight pilot registration program.

Q:

I'm a member of another organization. Is that association accepted?

A:

Unfortunately not for the 3rd party liability insurance coverage offered by First Flight Insurance Group. The insurance coverage is a a USUA member benefit. You must be a current member of USUA to take advantage of this insurance program.

Q:

What if my USUA membership expires?

A:

Insurance coverage will NOT be in effect if you let your USUA membership expire.

Q:

Do my additional pilots need to be USUA members too?

A:

Yes. All pilots must be current USUA members throughout the policy period to be covered. They have to meet the same training requirements too.

Q:

I don't have my new USUA membership card yet. Can I still apply for coverage

A:

Yes. You can send us a copy of the receipt from your on-line payment.

Q:

I'm a private pilot which qualifies me to fly Light Sport Aircraft. Isn't that good enough for insurance?

A:

The underwriters require that a private or commercial pilot have "type training". A minimum of five (5) hours logged flight time in the same type and class as the insured vehicle is all that is required. We want to make sure that a pilot who is used to flying a faster and heavier aircraft can handle a smaller and lighter aircraft with different controls.

Q:

I do a little instructing. Am I still covered?

A:

The policy does offer liability coverage for an individual instructor while teaching if the instructor is the pilot in command. However, the policy is not designed for that purpose. It does not offer premises liability, third party liability for the student or participant liability. Commercial flight school coverage is strongly recommended. First Flight Insurance Group also offers commercial general liability coverage for flight school operations.

Q:

 An LLC owns the aircraft I want to insure. Can they insure a qualified aircraft?

A:

Yes. The LLC must be an association member in addition to the pilots.

Q:

What training do I need to have to insure my powered paraglider or powered hang glider?

A:

Powered paraglider pilot must have a minimum PPG2 rating from USPPA.

Other Questions:

Q:

When does the insurance become effective?

A:

Coverage is bound once all the required documentation has been submitted and approved, and premium payment has been received. This process usually takes less than a week. You will receive a certificate of insurance and ID card showing your coverage.


Q:

Can I have the airport or city added to my coverage as an additional insured?"

A:

Yes. You may add them as an additional insured free of charge. Just provide their exact name and mailing address.


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